GigSky is a travel eSIM provider, which allows you to access cellular data both in the US and internationally in 125+ countries with your existing phone (almost all newer smartphones now support eSIM). They have a promotion that gives you one free eSIM per year for each Visa Signature and/or Visa Infinite credit card that you link with their app, along with up to 30% off paid plans. If you have multiple credit cards, there is a good chance you have at least one Visa Signature. Visa Infinite cards are usually those with $300+ annual fees.

• Visa Infinite: Free 3 GB / 15-day plan (one per year). Discount of 30% off all paid plans.
• Visa Signature: Free 1 GB / 15-day plan (one per year). Discount of 20% off all paid plans.

If you link multiple Visa cards, you can get multiple free eSIMs. The value of a 3 GB eSIM is about $10, 1 GB eSIM is about $4, depending on the country. If you want, you can use my referral code at sign-up JONP110 for a 25% off coupon on your first plan purchase, but won’t be that much better than this offer.

I’ve personally used Airalo in the past, which is very similar but what I like about them is that they usually list the specific cellular network(s) that their eSIM uses. Sometimes that matters, for example I have bought a Verizon SIM for certain US national parks with only Verizon cellular coverage. If you want, you can use my Airalo referral link or JONATH1624 for $3 off your first Airalo eSIM.

Update: Expired, although even the default transfer is still a decent way to get over one cent per point value out of your Citi ThankYou points.

Original, expired post:

If you have a stash of Citi ThankYou points, right now at ThankYou.com you can transfer the to the Accor Live Limitless (ALL) hotels rewards program at a 1:1 ratio. This is double the usual transfer ratio and looks to be a limited-time offer, as it is a potentially very valuable way to redeem ThankYou points.

The Accor Live Limitless (ALL) rewards program offers a straightforward redemption system: 2,000 ALL Reward points = €40 off your hotel bill, which is worth ~$45 USD, depending on the current exchange rate. This means each ALL point is worth ~2.25 cents when redeemed for stays at Accor hotels (such as Sofitel, Novotel, Fairmont, and Mercure). There are no blackout dates, and redemptions can be applied directly at checkout, making ALL points very flexible.

Improved offer. The Aeroplan® Card is the Air Canada co-branded credit card for US customers, issued by Chase. If you fly Air Canada regularly, this card makes the experience better in many different ways. If you don’t fly Air Canada regularly, you can still use the new Pay Yourself Back feature where Aeroplan points can be redeemed at 1.25 cents per point towards any eligible travel purchase on ANY airline, for up to 200,000 points per year (for up to $2,500 back). Here are the highlights on the sign-up bonus and Air Canada perks:

• 85,000 bonus points after you spend $4,000 on purchases in the first 3 months.
• 85,000 points can be redeemed to offset over $1,000 in travel. Redeem points at a rate of 1.25 per point as a statement credit to cover travel purchases including flights, hotels, car rentals, ride-shares and more. Through 12/31/2025, you can redeem up to 200,000 points for up to $2,500 back.
• Free first checked bags on Air Canada flights: one free checked bag for the primary cardmember and up to eight other travelers on the same itinerary.
• Automatically receive Aeroplan 25K Elite Status for the remainder of the first calendar year, plus the following calendar year, allowing primary cardmembers to enjoy benefits such as priority check-in, early boarding, upgrades and more on Air Canada flights.
• Each calendar year in which you spend at least $15,000 in purchases you earn Aeroplan 25K Status through the following calendar year.
• Up to $120 credit toward Global Entry, TSA Precheck or NEXUS every four years (as reimbursement for the application fee charged to your card)
• No foreign transaction fees.
• $95 annual fee.

Here is the rewards structure on credit card spending:

• 3X points on dining, takeout, and eligible delivery services
• 3X points at grocery stores
• 3X points on direct purchases at Air Canada
• 1 point for each dollar spent on all other purchases
• 500 bonus points for every $2,000 spent in a calendar month (up to a maximum of 1,500 points per calendar month)

Redeeming Aeroplan points for flights. It is very easy to redeem Aeroplan points on Air Canada, Air Canada Express, or Air Canada Rouge flights because “every Air Canada seat available to buy for cash is also available for points, no restrictions.” You simply run a search like normal on the Air Canada website, and it will tell you upfront the cost in Aeroplan points. It’s quite easy to compare the cash cost side-by-side. In addition, when you have this credit card, you get even better preferred pricing on flights when redeeming points.

Here is an example flight from San Francisco to Vancouver during our March Spring Break period:

At 8,300 miles + CAD$8 for a one-way flight, that means I could get 4 of these SFO-YVR roundtrip flights for 70,000 with some 3,000+ points left over. This means an entire family of four could get their flights covered. The cash cost for the one way was CAD$207 or US$161 at this writing, for a total redemption value of CAD$1,656 or US$1,288.

For a more general idea, here is a link to the Aeroplan rewards chart (PDF). The points required are based on distance.

You can also get excellent value by redeeming your points on a partner airline.

Finally, with this credit card, you get preferred pricing on award flights (less points required):

You, as the primary cardmember will often require fewer Aeroplan points to redeem for flight rewards through the Aeroplan program than Aeroplan Members who do not hold an Aeroplan co-branded Credit Card.

Redeem towards any travel at 1.25 cents per points. Via their Pay Yourself Back(R) feature, Chase allows an alternative option to redeem Aeroplan points at a rate of 1.25 cents per point to cover travel purchases including airline flights, hotels, cruises, car rentals, rideshares, parking lots, and more. This provides a nice minimum floor on the value of an Aeroplan point. More Aeroplan Pay Yourself Back details here. Here are the updated eligible categories for 2025, which include eligible restaurants and grocery stores:

Pay Yourself Back®
Aeroplan® points may be redeemed for a statement credit using Pay Yourself Back for purchases made at select merchants within the 90 days before the redemption request date.? Redemptions using Pay Yourself Back against the following purchases made with your credit card will qualify: travel purchases and the prior payment of your annual fee. Currently, purchases made in the following promotional categories will also qualify: dining at restaurants (including takeout and eligible delivery services), grocery stores (including eligible delivery services, excluding Target, Walmart and wholesale clubs). Each point you redeem through Pay Yourself Back for a statement credit towards qualifying travel purchases (up to 200,000 points or $2,500 annually) and the prior payment of your annual fee is worth $.0125 (one and a quarter cents), which means that 100 points equals $1.25 in redemption value. Each point you redeem through Pay Yourself Back for a statement credit towards qualifying purchases in promotional categories is worth $.008, which means that 100 points equals $.80 in redemption value. Valid through December 31, 2025.

Here’s all of what counts as “Travel”:

Merchants in this category include airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages. Some merchants that provide transportation and travel-related services are not included in this category; for example, real estate agents, educational merchants arranging travel, in-flight goods and services, on-board cruise line goods and services, sightseeing activities, excursions, tourist attractions, RV and boat rentals, merchants within hotels and airports, public campgrounds and merchants that rent vehicles for the purpose of hauling. Purchases from gift card merchants or merchants that sell points or miles will not qualify in the travel category.

Personal experience. I have had this card, and here is why I renewed and paid the annual fee for another year. There are a lot of little things with this card that makes travel better.

• You get 25K elite status on Air Canada with this card (25K automatically for the remainder of the first calendar year, plus the following calendar year, later years with eligible spending), and that lets you check in using the speedy priority line with helpful humans! The same line as business class ticket holders. This 1 on 1 person can help you make flight changes, fix seats, check bags and just make flying smoother rather than trying to flag down the kiosk person trying to help 30 people at once.
• 25K status lets you pick better seats for free and gives you a 50% discount on the preferred seats with extra legroom on (non-basic) Flex economy fares.
• 25K status gets you Zone 2 boarding even on basic economy tickets, which is very early. You know how the line is usually split between “1st class/fancy folks” and “everyone else”? You get to board in the fancy folks line.
• Free checked bags for you and all travel companions with the card. For me, that means my family can check 5 bags for free. 25K status also gives the person with status 2 free checked bags.

Basically, this card helps me feel closer to a business class passenger when I just buy economy tickets and pay for the extra legroom seats. I get the nice check-in line, no hassles with checked bags, TSA PreCheck for security, and true priority boarding so no stress about carry-on space.

Bottom line. The Aeroplan® Card offers a generous sign-up bonus (redeemable for multiple Air Canada flights or use the Pay Yourself Back feature to offset travel purchased from ANY airline or hotel) and Air Canada flight perks (including free first checked bag and elite status).

I will be adding this offer to the Top 10 Best Credit Card Bonus Offers.

The information for the Aeroplan® Card has been collected independently by My Money Blog. The card details on this page have not been reviewed or provided by the card issuer.

The Virgin Red Rewards credit card is the co-branded card for Virgin Red, the loyalty program for Virgin Atlantic flights, Virgin Hotels and Virgin Voyages. In addition, Virgin points can be used for other things like Delta Airlines flights, Legoland tickers, all the way down to a bag of AMC movie popcorn. Right now, there is an improved offer, so let’s take a closer look.

• 60,000 Virgin Points on new accounts when you spend $4,000 in your first 90 days.
• 3X Virgin Points per $1 spent on Virgin Atlantic, Virgin Hotels and Virgin Voyages.
• 2X Virgin Points per $1 spent at grocery stores, on dining out, select streaming services and EV charging.
• 1 Virgin Point per $1 spent on everything else.
• Spend $15,000 in a year to choose one Personal Perk, or $30,000 to choose two. Options include Flying Club reward voucher for a companion seat or cabin upgrade (Virgin Atlantic), a free night stay or priority upgrade (Virgin Hotel), or a $150/$300 Bar Tab credit or Blue Extras perk package (Virgin Voyages).
• Book two nights at a Virgin Hotel, get your third night free with this card.
• Add an authorized user and earn 2,500 Virgin Points. Maximum of 10,000 Virgin Points.
• Earn Tier Points with Virgin Atlantic Flying Club. Earn 25 Tier Points for $2,500 of qualifying spend, up to 50 Tier Points a month.
• Anniversary bonus: 5,000 Virgin Points every year you renew.
• $99 annual fee.

This card is currently a Mastercard issued by Synchrony Bank. While Synchrony is not my favorite issuer, that can actually be a good thing once if you’ve already gotten many of the other popular rewards cards and they start to turn you away…

What can you redeem Virgin Points for? First, a quick reminder that there are both Virgin Red points and Virgin Flying Club points. Although they are separate programs, you can link your accounts together and use your points across both programs.

You can redeem Virgin points for free flights on Virgin Atlantic Airlines, including Economy, Premium Economy, and Upper (First) Class. There is no fixed award chart, but you can use this Reward Seat Checker tool to see what is available. Here are the best case scenarios for a Saver reward, which are very limited. You’ll also have to watch out for carrier-imposed surcharges, which are not included.

The US partner airlines include Delta Airlines. There are also a variety of international partner airlines including both SkyTeam (Air France/KLM) and non-SkyTeam (like ANA), which I won’t go into detail here. (As of June 30, 2025, Virgin Red members can no longer redeem Virgin Points for Hawaiian Airlines flights.)

For Delta Airlines, here are the one-way costs for domestic flights within the US, excluding taxes, fees and carrier-imposed surcharges. The cost is based on distance, so it can be a relatively better deal for shorter Delta flights within the US.

Lots of incoming transfer partners. Even if you rarely/never fly Virgin, a positive feature is that there are many ways to get Virgin points if you need some extra to meet a redemption. These are all the programs that transfer into Virgin Red points at a 1:1 ratio:

• American Express Membership Rewards
• Chase Ultimate Rewards
• Bilt Rewards
• Capital One Miles
• Citi ThankYou Rewards
• Wells Fargo

You can also transfer from Marriott Bonvoy at a different 3:1 ratio (plus possible 5,000 bonus miles for every 60,000 points transferred).

Like most co-branded credit cards, the value depends a lot on how often you already use Virgin products. As someone who has never used any Virgin product, my plan for this card would be instead to use the bonus points within the first year on economy Delta flights for my entire family. I’d transfer enough points over from another program to top off the account and use them all at once. I’ll have to see if Delta flies to where we want to go and calculate the cost based on distance.

Bottom line. The Virgin Red Rewards credit card is the co-branded card for Virgin Atlantic flights, Virgin Hotels and Virgin Voyages. Right now, there is an improved offer of 60,000 bonus Virgin points, which are can be redeemed towards airfare on Virgin Atlantic or Delta Airlines, along with some other partner airlines.

I do believe it is reasonably easy to get $600+ of flight value out of 60,000 Virgin points, so I will be adding this card to my list of Top 10 Best Credit Card Bonus Offers.

The information for the Virgin Red Rewards credit card has been collected independently by My Money Blog. The card details on this page have not been reviewed or provided by the card issuer.

Limited-time offer. The Citi AAdvantage Platinum Select World Elite Mastercard is the co-branded American Airlines card from Citi. Here are the updated card highlights:

• 80,000 American Airlines miles after $3,500 in purchases within the first 4 months of account opening.
• First checked bag free on domestic American Airlines itineraries for you and up to 4 travel companions on the same reservation – savings of up to $400 per round trip.
• 2X AAdvantage® miles for every $1 spent at gas stations
• 2X AAdvantage® miles for every $1 spent at restaurants
• 2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
• 1 Loyalty Point for every 1 eligible AAdvantage(R) mile earned from purchases.
• $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card.
• No Foreign Transaction Fees*
• Preferred boarding on American Airlines flights
• 25% savings on inflight food and beverage purchases when you use your card on American Airlines flights
• $0 intro annual fee for the first year, then $99.

Bonus details. Note the following language for the personal card, which has been changed from 24 to 48 months. Having the business version is okay.

AAdvantage® bonus miles are not available if you have received a new account bonus for a Citi® / AAdvantage® Platinum Select® account in the past 48 months.

To clarify, you can have one of both the consumer version of this card and the CitiBusiness® version designed for businesses under your name. The bonuses are also separate.

Baggage fee value. American Airlines recently announced they are going to charge a whopping $40 one-way for the first checked bag if you don’t prepay online ($35 if you prepay online). That’s $80 roundtrip for a single checked bag, per person. With this card, your first checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation. $80 roundtrip x 5 people = $400 potential benefit.

Bottom line.  The Citi® / AAdvantage® Platinum® Select® World® Elite® Mastercard® has® a® nice® bonus® offer®. As with most of these co-branded cards, a lot of the ongoing value comes when you fly on American and utilize the free first checked bag benefit for you and up to 4 companions (value of up to $80 per person, round-trip).

Also see: Top 10 Best Credit Card Bonus Offers.