I believe that entrepreneurialism is, like many things, a combination of talent and learned skill. Some people will take to it naturally, but a great many more can become successful and independent business people with the proper inspiration and … [Read the rest]
I've talked about the importance of savings rate, but remember that investing that savings prudently is also part of the process. Here's a question - What percentage of your current net worth is saved income, and what is investment growth? This … [Read the rest]
Real estate investment trusts (REITs) offer the ability to invest in commercial real estate within the comfort of your brokerage account. ETFs in turn offer the ability to invest in a diversified basket of REITs. The Morningstar article This REIT … [Read the rest]
As we celebrate the anniversary of our nation's Declaration of Independence, I wanted to quickly share this excerpt from an article The Millennial Definition of Success by Adam Nash, CEO of Wealthfront: Increasingly, as I talk to Millennials, some … [Read the rest]
Bonds are supposed to provide both income and stability in your portfolio. International bonds, especially Emerging Markets bonds, are becoming more popular. But do you need them in your portfolio? Respected author/money manager William … [Read the rest]
The current "full" retirement age for Social Security is 66, although you have the option to start taking benefits at a permanently reduced rate at age 62 (did you know that over 35% of people take this permanent ~25% cut in benefits!). The full … [Read the rest]
Capital One 360 is running their annual Financial Independence Day promotion, with what is traditionally the best bonus of the year for their 360 Savings and 360 Checking accounts. (Formerly known as ING Direct.) These online bank accounts offer no … [Read the rest]
Expedia has a 4th of July promotion where if you use their mobile app you can get $50 off a $200 hotel booking. That's up to 25% off. Pretty simple... go to link, enter mobile phone number, receive both unique coupon code and mobile app download … [Read the rest]
If you have an Android phone or tablet, check out this Amazon App Store promotion which has a bunch of paid apps for free, Friday and Saturday only. As usual, I just grab whatever looks good now while it is free and then later delete the ones I … [Read the rest]
Update: There is now a 2-way tie for the most beautiful girl in the world. As we welcome our newest addition, posting will be lighter than usual for the next couple of weeks (years? decades?). Looks like early retirement might have to be pushed … [Read the rest]
Updated. If you open multiple bank accounts in order to take advantage of higher interest rates or sign-up bonuses, you may be concerned about any potential consequences from all that activity. In my experience, there are two main factors to be … [Read the rest]
Our family keeps a full year of expenses put aside in cash reserves; it provides us with financial stability with the additional side benefits of lower stress and less concern about stock market gyrations. Emergency funds can actually have a better … [Read the rest]
The Best Credit Card Bonus Offers – 2025
Big List of Free Stocks from Brokerage Apps
Best Interest Rates on Cash - 2025
Free Credit Scores x 3 + Free Credit Monitoring
Best No Fee 0% APR Balance Transfer Offers
Little-Known Cellular Data Plans That Can Save Big Money
How To Haggle Your Cable or Direct TV Bill
Big List of Free Consumer Data Reports (Credit, Rent, Work)