Market Timing Is Hard: Actual Investor Returns Lag Fund Returns

When you look up the historical performance of mutual funds, you are typically getting what is called a time-weighted return. For example, the 5-year return is what you would have gotten if you bought the fund five years ago and held it continuously … [Read the rest]

Motif Investing Adds New Passive, Index Fund Portfolios

Motif Investing is a new brokerage firm that is unique in that it lets you buy an entire basket of up to 30 stocks for only $9.95 per trade. I previously thought that this would be useful to creating your own "custom ETF" of whatever you want, for … [Read the rest]

Whole Foods Promo: $10 Free with $100 Reload

Whole Foods Market is offering a $10 bonus if you auto-reload a Whole Foods Market gift card with a $100+ using any American Express card. You can buy a gift card online or in-store. You can also get a $5 bonus for every third reload of $100 or more … [Read the rest]

6-Month Baby Costs Update: Formula, Diapers, and Daycare

A few readers asked for a baby update, and the 6-month-old mark felt like a good time. At this point, she is kinda-sorta sleeping through the night, kinda-sorta eating solid food, kinda-sorta becoming mobile, and 100% awesome! When people ask me … [Read the rest]

Pound Foolish: Everything That’s Wrong With The Personal Finance Industry

In a sea of new books, Pound Foolish: Exposing the Dark Side of the Personal Finance Industry managed to catch my eye. What personal finance geek wouldn't want to read a snarky book that promises to bash Suze Orman, Robert Kiyosaki, David Bach, Jim … [Read the rest]

$10,000 P2P LendingClub / Prosper Loan Portfolio Update – February 2013

Here's the 3rd and last piece of the monthly updates for my Beat the Market Experiment, a set of three real money portfolios started on November 1st, 2012. See also my $10,000 Benchmark and $10,000 Speculative portfolio updates for February … [Read the rest]

$10,000 Beat-the-Benchmark Speculative Portfolio Update – February 2013

Here's the 2nd piece of the monthly updates for my Beat the Market Experiment, a set of three portfolios started on November 1st, 2012: $10,000 Passive Benchmark Portfolio that would serve as both a performance benchmark and an real-world, … [Read the rest]

$10,000 Benchmark Portfolio Update – February 2013

Time again for a Beat the Market Experiment monthly update, for the first of three portfolios started on November 1st, 2012: $10,000 Passive Benchmark Portfolio that would serve as both a performance benchmark and an real-world, low-cost … [Read the rest]

Investment Returns By Asset Class – February 2013 Update

Here is my monthly update of the trailing total returns for the major asset classes that I find useful. Passive ETFs are used to represent major asset classes, as they represent actual investments that folks can buy and sell. Return data was taken … [Read the rest]

TreeHugger CEO Apartment: 420 Square Feet, 8 Rooms

I'm surprised I missed this earlier since I love this type of thing, but below is a nicely edited video from Gizmodo showing the 420 square feet apartment of TreeHugger.com CEO Graham Hill. It's cool how they fit in the claimed 8 rooms using moving … [Read the rest]

Index Fund vs. Top Hedge Funds: Buffett Bet Halfway Update

Halfway Update - 5 Years Later! Carol Loomis has posted the 5-year update in Fortune of the $1,000,000 index fund vs. hedge fund bet. Halfway through the 10-year bet (1/1/08 to 12/31/17), the Vanguard S&P 500 index fund backed by Buffett is up by … [Read the rest]

Book Review: Man’s Search for Meaning by Viktor Frankl

Viktor Frankl was a respected doctor and therapist before he became a concentration camp prisoner during the Holocaust. After somehow surviving the unthinkable only to find that he had lost both his parents and his pregnant wife, he wrote the book … [Read the rest]