Behavioral economists are constantly trying to find ways to convince us do the "right" things like save for retirement. Why is it so hard to give up short-term perks for larger, long-term rewards? For example, take my True Cost of Holiday … [Read the rest]
DIY Gift Idea: Yummy Stuff in Trendy Glass Jars

Forgive me frugalistas, but I've only recently discovered the retro trend that I call YSIJ - Yummy Stuff in Jars. A friend of ours recently provided homemade passionfruit butter in classic Ball glass jar, which was awesome. Another friend gave us … [Read the rest]
Target: Free $10 Gift Card with $50 Purchase

Back again... Target has a "Friends and Fans" promotion offering a $10 Target Gift card with $50+ purchase. Expires Saturday, 12/15/12. See all Target coupons here. If you are having trouble getting to print, the bar codes appear to be the … [Read the rest]
Priceline Rewards Visa Card Review: 2% Flat Cash Back On All Purchases

There's a new 2% flat cash back card in town ...although it's somewhat hidden under some Priceline co-branding and William Shatner doing martial arts. Here's how it works. The Priceline Rewards Visa® Card earns 2 points per $1 spent on all … [Read the rest]
P2P LendingClub and Prosper Loan Portfolio Update – December 2012

As the last part of my ongoing Beat The Market Experiment, here's the December 2012 update for my consumer loan portfolio. See also my $10,000 Benchmark and $10,000 Play portfolio updates for December 2012. On 11/1/12, I deposited $10,000 split … [Read the rest]
1000 Free United Airlines Miles from Bckstgr.com
Social media something-or-other site Bckstgr.com is offering new users up to 1,000 United MileagePlus miles for registering and linking your Facebook, Twitter and Foursquare accounts. 400 miles for sign-up, 200 miles for each link. You have to … [Read the rest]
Amazon Facebook Promotion: $5 off $25 Coupon
Back again, quantities limited . Amazon is running a Facebook promotion with a $5 off $25 purchase credit if you connect a Facebook account and share about it (can just share with yourself and/or delete link afterward). You must spend $25 in one … [Read the rest]
$10,000 Play Portfolio Update – December 2012

As part of my Beat the Market Experiment, I started three portfolios on November 1st, 2012: $10,000 “Good Boy” Passive ETF Benchmark Portfolio that would serve as both a performance benchmark and an example portfolio that would be easy to … [Read the rest]
$10,000 Benchmark Portfolio Update – December 2012
As part of my Beat the Market Experiment, I started three portfolios on November 1st, 2012: $10,000 “Good Boy” Passive ETF Benchmark Portfolio that would serve as both a performance benchmark and an example portfolio that would be easy to … [Read the rest]
Investment Returns By Asset Class – November 2012 Update

Here is my monthly update of the trailing total returns for the major asset classes that I find useful. I am using passive ETFs to track asset classes, as they represent actual investments that anyone can buy and sell. Return data was taken after … [Read the rest]
CamelCamelCamel & Tracktor: Amazon Price Tracking and Alerts

Amazon.com aggressively varies their prices constantly based on a variety of factors, including matching lower prices from competitors. In addition, they often run limited-time deals like their current Lightning Deals page. But how special are … [Read the rest]
Paying Down a 30-Year Mortgage Faster vs. 15-Year Mortgage

What a difference a year makes. In August 2011, I did a mortgage comparison of a 15-year at 3.75% vs. 30-year at 4.75%. Now I'm redoing that same comparison at current market rates of 30 yr @ 3.25% vs. 15 yr @ 2.625%! To be fair, the numbers I used … [Read the rest]
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