Groupon is again offering $20 to spend at Old Navy for $10. 100,000+ sold already, with days left so it may sell out. I guess the idea is for some last-minute Christmas gifts. You can buy one for yourself and also one as a gift. … [Read the rest]
IRA Monte Carlo Revisited: Undo Traditional IRA to Roth IRA Conversions
Posted on December 21, 2011 // 8 Comments
My post yesterday about the varying performance of different asset classes reminded me about a Businessweek article called the IRA Monte Carlo. This is a tax-saving trick for those who wish to convert their Traditional IRAs or old 401ks to Roth … [Read the rest]
Investment Portfolio Asset Allocation & Performance Update of 2012
Posted on December 20, 2011 // 15 Comments
It's time for a end-of-year checkup on the ole' portfolio, as I'm afraid that I'll forget about it between Christmas and New Year's. There isn't much change to my investment portfolio itself, the target asset allocation is the same, and the specific … [Read the rest]
5% Off BP Gas With American Express
Posted on December 20, 2011 // 24 Comments
American Express has another promotion offering 5% off all gas purchases at BP until 1/31/2012 when you register your card. It says you must be invited, but these offers are often found via a simple banner link somewhere on their website and … [Read the rest]
Average Credit Score and Consumer Debt Loads By Age Group
Posted on December 19, 2011 // 10 Comments
CreditKarma.com (which provides free credit scores) recently released an infographic "The Lifecycle of Debt and Credit Scores" that shows both the average credit score and the average amounts of different debt types by age bracket. I notice that … [Read the rest]
Perkstreet Checking: Best Bank If You Prefer Debit Cards Over Credit Cards
Posted on December 19, 2011 // 9 Comments
Regular readers will know that I like using credit cards for the cashback or travel rewards, even though I never carry a balance from month to month or pay any interest. However, I also accept that many people prefer debit cards as they suck money … [Read the rest]
Groupon BuyLocal $10 Promotion
Posted on December 19, 2011 // 1 Comment
Here's a quick Groupon promo for both new and existing users. You can get a $10 credit after registering on this page on 12/19 and buying a "local" Groupon worth $10+ by midnight 12/24. Valid for the first 150,000. Local means a physical … [Read the rest]
Practical Gift Guide: A Few Of My Favorite Things
Posted on December 16, 2011 // 8 Comments
Not done shopping yet? December 16th (today) is Free Shipping Day for many merchants who are offering free delivery by Christmas Eve. Also, the last day for things bought with Amazon's Free Super Saver Shipping to arrive before Christmas is Monday … [Read the rest]
Recent Smaller Offers Updates & Follow-Up
Posted on December 14, 2011 // 3 Comments
From time to time, I post smaller deals that offer some sort of bonus or discount. This has been a feature of the blog since the very beginning - my 5th post ever on was about getting 10,000 free Delta miles back in December 2004 (very expired). … [Read the rest]
November Spending Survey Results and Follow-Up
Posted on December 13, 2011 // 4 Comments
Last month, I challenged readers to predict their spending for the month of November, track it, and then come back and see how well their predictions went. Over 60 people completed my online Google spreadsheet survey, and an unknown amount of … [Read the rest]
How Opening and Closing Credit Card Accounts Affects Your Credit Score
Posted on December 12, 2011 // 39 Comments
I've been taking advantage of credit card bonuses and rewards for over 10 years now, earning thousands of dollars in perks while paying zero interest. I can honestly say that sign-up bonuses have never been larger than today. My rule used to be … [Read the rest]
Navy Federal Credit Union No Balance Transfer Fee Promotion
Posted on December 9, 2011 // 8 Comments
NavyFed Credit Union has a limited-time promotion going on until Sunday, December 11th where if you do a balance transfer from an external financial institutions to your existing Navy Federal card, you'll get a fixed 0% promo APR for 12 months with … [Read the rest]
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