If you leave your job and have a 401k or 403b left behind, the common advice is to roll it over into a Rollover IRA. There are several benefits to doing so, but here are the biggies: You maintain the tax-deferred status of the investment. For a … [Read the rest]
Rollover IRAs: Good Idea In General, But What About A Small 401k?
Posted on January 9, 2008 // 5 Comments
January 2008 Financial Status / Net Worth Update
Posted on January 8, 2008 // 5 Comments
Credit Card Debt If you’re a newer reader, you may have some concerns about my high levels of credit card debt. I’m actually taking money from 0% APR balance transfer offers and instead of spending it, I am placing it in high yield … [Read the rest]
Interim Asset Allocation: Existing Accounts, Fund Choices, and Implementation
Posted on January 8, 2008 // 9 Comments
Okay, so I’ve decided upon an asset allocation plan. Now for my least favorite part - juggling and cramming all those asset classes into several different accounts. First, I’ll list my existing accounts, their estimated current … [Read the rest]
Interim Asset Allocation: History, Decision, and Changes
Posted on January 7, 2008 // 15 Comments
Over the last year or so, I’ve learned a lot of new things about investing and asset allocation. At the same time, I know that changing your asset allocation too frequently is often a response to recent market activity (aka performance … [Read the rest]
Rebuilding My Investment Portfolio: Index Of Posts So Far
Posted on January 6, 2008 // Leave a Comment
I am a proponent and investor in low-cost, passive-managed mutual funds, but even within that philosophy there can be a dizzying array of choices. Although this has been taking a lot longer than I had hoped, but here is an updated compilation of … [Read the rest]
Follow-Ups: Cast-Iron Cooking, Gift-Giving, U-Haul Renting, Goal-Making Goodness
Posted on January 5, 2008 // Leave a Comment
Here are some follow-ups on some recent posts: Cast Iron Skillet: The Ultimate Smart and Frugal Cookware? Amazon actually sent it separately by 2nd-day Air, I can only assume to make sure it arrived without damage. But sending a $15 pot by … [Read the rest]
Weekend Links: Relocating, Resumes, MBAs, and More
Posted on January 5, 2008 // Leave a Comment
Either by coincidence or due to my subconscious, most of these links have to do with careers and jobs: SVB at TheDigeratiLife explores the true costs of relocating. Most people move for jobs, but we moved for family first, and found jobs second. … [Read the rest]
Free Sample Friday: Smell It Like Beckham
Posted on January 4, 2008 // Leave a Comment
Got your junk e-mail addresses ready? Unfortunately, no free razors to be found. First stop, free samples at Wal-mart. Currently available (refresh page as necessary): - South Beach granola snacks - Dove and Head and Shoulders shampoo - Friskies … [Read the rest]
Replace Lost Savings Bonds, Stock Certificates, Car Titles, and Tax Returns
Posted on January 4, 2008 // 2 Comments
CNN Money has a potentially useful piece on how to get a copy of important documents if you happen to lose them. Hopefully you won’t ever need this info, but here it is anyway… Savings Bonds Visit TreasuryDirect.gov or fill out Form … [Read the rest]
WeddingWire: Review Wedding Vendors, Get $5 Gift Card
Posted on January 4, 2008 // 4 Comments
Another startup website, WeddingWire, is offering a $5 gift card to Amazon.com for newlyweds and married folks who provide reviews of 5 wedding vendors. Thanks to reader Susie for the tip. Although this may not be the most efficient use of time, … [Read the rest]
Lending Club: $50 Bonus + 5% Of Loan Amount If You Lend $5,000+
Posted on January 2, 2008 // 19 Comments
Wow, here's an interesting promotion from person-to-person lender Lending Club. They are currently offering a 5% cash bonus if you lend $5,000 or more by February 3, 2008 for both new and existing lenders on top of their $25/$50 sign-up bonus. Here … [Read the rest]
2008 Financial Jump-Start Checklist: 5 Actions That Can Take 5 Minutes Or Less!
Posted on January 2, 2008 // 7 Comments
Even if you don't do resolutions per se, I think most of us still have areas of improvement that we want to work on for 2008. The problem is that is it so easy to keep putting off taking action to reach our goals. Given that I think little steps … [Read the rest]
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