For a while now, online payment service PayPal.com has offered an extra reason to keep money in their accounts - a money market fund paying around 5% interest annually. I get asked about it regularly, and here I will explain in detail why I do not … [Read the rest]
Financial Festivals and Carnivals
Posted on September 2, 2007 // 2 Comments
Here are some happenings from the blog festivals and carnivals that I've participated in recently: The Carnival of Personal Finance included our Roth or Traditional 401k decision process. My pick from this Carnival was the sarcastic Ah... The … [Read the rest]
Marriage and Money: Allowances For Adults?
Posted on September 1, 2007 // 84 Comments
You and your significant other love each other. Still, I bet there is still something that one of you loves spending money on that the other simply doesn't see any value in. It might be manicures, gadgets, designer clothes, online poker, or Star … [Read the rest]
What Do You Want To Read About?
Posted on August 31, 2007 // 96 Comments
I'd like to know what topics that you'd like to read about here. Got a burning question in mind? Simply leave a comment below. Keep in mind, the more specific the better. As usual, I can't make any promises, but I will take each suggestion … [Read the rest]
How Prestigious Is Your Job?
Posted on August 31, 2007 // 46 Comments
US News has an article on The Most (and Least) Prestigious Careers using data from a Harris Interactive poll: The article notes that the least prestigious jobs tend to be higher paying than many of the more prestigious jobs. I did find it … [Read the rest]
ShareBuilder Bonuses: $70/$90 From Costco, $50 From SunTrust
Posted on August 29, 2007 // 25 Comments
While flipping through my Costco coupon book tonight, I noticed that ShareBuilder is running another promotion with Costco: You can get a $70 or $90 Costco Cash card (depending on your membership level) after opening a new account and making one … [Read the rest]
Can Having Too Many Credit Cards Hurt Your Credit Score?
Posted on August 28, 2007 // 59 Comments
I got three e-mails with this same question yesterday! Mostly, people want to either participate in balance transfer arbitrage or grab a few new rewards cards. To start off, we must realize that all credit scores are based on secret formulas, … [Read the rest]
A Comparison Of Home Flipping Shows: Flip This House, Flip That House, and The Property Ladder
Posted on August 27, 2007 // 38 Comments
Ever since starting the house search and finding some real dumps with potential, I've been really into those home-flipping shows on TV. I'm not interested in any quick buy-fix-sells nor do I have illusions of making $50,000 in a month, but I do like … [Read the rest]
Why Paying Down Your Mortgage Early Can Be A Smart Investment
Posted on August 26, 2007 // 75 Comments
Still no house yet. But I have been reading about mortgages, and one common debate amongst mortgage holders is whether to send in extra money towards the principal in addition to the required monthly payments. Usually, the argument evolves into … [Read the rest]
Do You Worry About Your Parents’ Readiness For Retirement?
Posted on August 25, 2007 // 43 Comments
Up until recently, I never really thought about my parents' financial situation. While growing up, they did a really good job of shielding us from their financial worries and setbacks. Looking back, I'm sure there were some tough times. As my … [Read the rest]
MagicJack VoIP Review: Equipment + 1 Year of Phone Service For Only $40?
Posted on August 24, 2007 // 225 Comments
Since my SunRocket service went bankrupt, I've been living with just a cell phone. It's actually been fine so far, but I'm just not ready to give up on traditional phones just yet. I like having multiple headsets around the house and not having to … [Read the rest]
More Roth vs. Traditional 401k/IRA Data: Historical Marginal Tax Rates vs. Median Income
Posted on August 23, 2007 // 35 Comments
In my Roth or Traditional 401k decision process, I chose the Roth for the rest of this year. This essentially means that I'd rather pay up to 28% of tax right now on my contribution rather than pay whatever the going rate will be 30+ years from now. … [Read the rest]
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