While I'm back home, my parents took the opportunity to transfer possession of some family gifts. Included in them were two one-ounce 24 karat gold bars. I don't know much about them, except one was given to me when I was born and the other when I … [Read the rest]
$100 Bonus For New Citibank Ultimate Savings Account
Posted on July 7, 2007 // 100 Comments
Here's a good promotion from Citibank if you are a brand new customer: You can get a $100 signup bonus for opening a Citibank Ultimate Savings account that pay 4.65% APY with no minimum balance requirements. To qualify for this offer you must … [Read the rest]
Overspending On Pets, Social Security, and Best Beater Cars
Posted on July 6, 2007 // 18 Comments
Think you spend too much on pet products? Read this post about pampered pets at The Digerati Life first, and then make your decision. Got neuticles? JLP at AllFinancialMatters discusses when you should start taking Social Security benefits. I … [Read the rest]
14 Free Brochures To Help People Understand Home Mortgage Loans
Posted on July 5, 2007 // 8 Comments
It seems that many people have strong opinions about the subprime mortgage fallout. One common thread was that people really do need to get better educated about the mortgage lending process. What wasn't agreed upon was who should shoulder that … [Read the rest]
LifeLock Review: DIY and Protect Your Identity For Free
Posted on July 4, 2007 // 33 Comments
You've probably seen commercials for a service called LifeLock, which offers identity theft protection services ranging from $10 to $30 a month. After a $12 million settlement with the FTC over deceptive marketing practices, they are again in … [Read the rest]
OhMyGawdWhereDidAllThisCrapComeFrom!?!?
Posted on July 4, 2007 // 16 Comments
After living with a basement for the last two years, it seems that we have really accumulated way too much stuff. Deuce Bigalow on DVD, REM on CD, Christmas decorations, three different rakes, two different types of fluorescent light bulbs, two … [Read the rest]
July 2007 Financial Status / Net Worth Update
Posted on July 2, 2007 // 19 Comments
About My Credit Card Debt Got credit card debt? I sure do. But let me explain - I'm borrowing money from credit cards at 0% interest and investing in a bank account that's earning me 5-6% interest. Result: Free Money! Along with other things, … [Read the rest]
Early Retirement Planning: Taking Early Withdrawals Without Penalty From Your 401(k) or IRA
Posted on July 1, 2007 // 32 Comments
A reader recently wrote me asking if there was any drawbacks to maxing out their 401(k) contributions as opposed to keeping the money in a taxable account. This is assuming you already have no debt, adequate insurance policies, and an emergency fund. … [Read the rest]
Subprime Mortgage Troubles Caused By Both Bad Lenders, and Bad Borrowers
Posted on June 30, 2007 // 69 Comments
I've been seeing a lot of media coverage on the increase in foreclosures recently. It's clear that there have been examples of predatory and misleading lending practices, as well as examples of people showing poor financial judgment, although most … [Read the rest]
New Rules On Tax-Deductible Donations Of Clothing and Household Items
Posted on June 29, 2007 // 18 Comments
Before we move, we are planning to donate a ton of extra things like clothing, kitchen appliances, and books. Since this might be the first year ever that we can deduct charitable donations from our taxes (yay!), I wanted to check in what … [Read the rest]
The Daily Show’s Take on Credit Card Debt
Posted on June 28, 2007 // 14 Comments
Here's a funny clip about credit cards from the The Daily Show. Thanks to Ross for the tip. I especially like the theory that as long as your carry your debt long enough, you can simply die and never pay it off! Why didn't I think of that?? … [Read the rest]
June 2007 Investment Portfolio Snapshot: Paralysis By Analysis, Call For Suggestions
Posted on June 26, 2007 // 67 Comments
I haven't posted my investment portfolio since April, mainly because it hasn't really changed much. But here's another snapshot: Retirement Portfolio Fund $ % FSTMX - Fidelity Total Stock Market Index … [Read the rest]
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