Don't you love how they still claim to have America's Highest Rate*? My Online Bank Comparison Chart would disagree. Of course, the fine print says "*Highest Nationally Advertised Annual Percentage Yield for unrestricted day of deposit to day of … [Read the rest]
DFA Funds: The Porsche of Index Funds
Posted on March 14, 2006 // 275 Comments
While continuing my reading, it seems like Dimensional Fund Advisors (DFA) mutual funds are the Porsche of index funds. They are sexy in that they index everything under the sun (including stuff Vanguard does not) such as having a SmallCap Emerging … [Read the rest]
Washington Mutual Offers Better Free Checking
Posted on March 13, 2006 // 17 Comments
Washington Mutual Bank has a new and improved WaMu Free Checking Account, and it looks pretty good. Features include: » No minimum balance or direct deposit requirement » Free checks for life » Free outgoing wires (great for … [Read the rest]
How Do YOU Budget? (Free Magazine Giveaway!)
Posted on March 13, 2006 // 53 Comments
The comments in my last post went off in a wonderful direction - people sharing how they budget. I've haven't yet improved my own simple but ineffective budgeting system, so clearly I need some new ideas, as I'm sure others do as well. Therefore - … [Read the rest]
MySpendingPlan.com – Free Online Budgeting Software
Posted on March 12, 2006 // 11 Comments
Just because I have been ignoring my budget (my last budget update was back in early December), doesn't mean you should! Someone just sent me a link about MySpendingPlan.com, a free online budgeting software system that works on the 'envelope … [Read the rest]
nBank – High Interest Business Checking?
Posted on March 12, 2006 // 7 Comments
I have been searching high and wide for a business checking account that offered both a physical presence nearby and decent interest rates. That is looking increasingly unlikely, but I did find nBank, a bank online which offers a Business Money … [Read the rest]
Value Averaging vs. Dollar Cost Averaging
Posted on March 11, 2006 // 4 Comments
Most people who have done some reading on investing have heard of the concept of Dollar Cost Averaging (DCA), which involves spending the same amount of money regularly buying their chosen investment, regardless of how the investment fluctuates. For … [Read the rest]
Glitch, Some Recent Comments Lost
Posted on March 10, 2006 // 9 Comments
Please let this work... Added: Ok, I'm still not sure what happened but this site broke sometime last night. I have restored the database from a backup, and manually restored about 50 comments from yesterday, but there are still some that were lost. … [Read the rest]
Citibank Must Hate Me.
Posted on March 8, 2006 // 31 Comments
I noticed that I was over $100 in rebates for my Citi Dividend Platinum Card, so I just requested a nice fat check for $112.47. More free money! I honestly think that, second to deadbeats, I may be the most unprofitable customer that Citibank … [Read the rest]
Don’t Let Commissions Eat Up Your Returns
Posted on March 8, 2006 // 11 Comments
An alternative to using mutual funds to split up my asset allocations is using ETFs. One of the perks of ETFs is that they often have lower expense ratios than similar mutual funds. An example is the Vanguard Total Stock Market Index Fund (VTSMX) … [Read the rest]
If You Ain’t No Punk, Holla We Want Prenup!
Posted on March 8, 2006 // 34 Comments
Oh, the wise words of Kanye West. Just kidding ;) All this marriage and money talk brings up the obvious - what about pre-nuptial agreements? My wife and I discussed it only briefly, and we don't have one. This may surprise people, but I think … [Read the rest]
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