Bored Money: Pinecone Research Online Surveys

Posted on October 24, 2005 // 14 Comments

Pinecone Research is a consumer opinion research group that polls people via online surveys and occasionally by actually sending you out product samples to review. In exchange for your feedback, they mail you a $5 check for each online survey you … [Read the rest]

Bored Money: MyPoints Rewards For Getting Spam

Posted on October 23, 2005 // 18 Comments

I've decided to add a new category called Bored Money. Be forewarned that these are not an efficient use of most people's time. But if you have a desk job or any job with some downtime and internet access (or are just bored), why not eek out a … [Read the rest]

Gambling: I Have No Dental Insurance

Posted on October 22, 2005 // 17 Comments

Every since I quit my job in July, I have had no dental insurance. I just had x-rays and a cleaning in June, so I figured I was good at least until the end of the year. As Open Enrollment is here, I have decided not to be added onto my wife's … [Read the rest]

Applied for HSA Health Insurance Today

Posted on October 22, 2005 // 3 Comments

I finally got around to applying to an HSA-eligible high-deductible health insurance plan today on eHealthInsurance. (Please see my previous posts on getting quotes and HSA pros and cons). I kind of dropped the ball, as Open Enrollment for my … [Read the rest]

Choosing Card Issuers for 0% APR Balance Transfer Offers

Posted on October 20, 2005 // 22 Comments

Please also see my updated guide on How To Make Money From 0% APR Balance Transfers I haven't been as active in the 0% APR balance transfers game recently (still have $20k in borrowed money), but sometimes the trickiest part after finding the best … [Read the rest]

Partial Redemption of Electronic Savings Bonds

Posted on October 19, 2005 // 10 Comments

A relatively unpublicized new feature of buying your Savings Bonds online is the ability to cash out only part of your bonds, mentioned briefly here. I just noticed this recently, and explored it further in my account with my paper bonds that were … [Read the rest]

Emigrant Direct Referral Bonus Update #4 – 1,000 Referrals!

Posted on October 19, 2005 // Leave a Comment

(11/5/05: I have streamlined the directions for new participants. Please follow the new directions for the Emigrant Direct $10 Opening Referral Bonus Promotion.) I just got official word that I am approved for 1,000 Emigrant Direct Bonuses now … [Read the rest]

Getting Ready to Buy I-Bonds

Posted on October 18, 2005 // 16 Comments

I've been talking a lot about I-Bonds, mostly because, for me, it's the equivalent of a 14-month Bank CD returning 5.83% APY. You won't see an interest rate that high anywhere else. I'll need this money in a year and a half, so a 14-month time frame … [Read the rest]

Millionaire Next Door / Get-Rich-Quick Seminar Update

Posted on October 18, 2005 // 10 Comments

Here's an update from a reader who actually went to one of those Get-Rich-Quick seminars with Stanley Danko, The Millionaire Next Door co-author: Hey I just went to this in Portland, OR. It is worse than you think. There are 4 speakers selling … [Read the rest]

I-Bonds: Buying in October vs. November (Part 2)

Posted on October 17, 2005 // 4 Comments

[Continued from Part 1.] Previously I went over the return that I could expect from buying I-type Savings Bonds at the end of October. While the numbers for buying in October are pretty much set, predicting the rates for buying in November will … [Read the rest]

Some Updates

Posted on October 16, 2005 // Leave a Comment

Here are some updates on previous posts - Bank of America's Keep the Change program - Signed up at my branch successfully, haven't used it yet though, keep forgetting. How To Convert Your Paper Savings Bonds to Electronic Format - Mailed in my … [Read the rest]

I-Bonds: Buying in October vs. November (Part 1)

Posted on October 15, 2005 // 5 Comments

Well, there goes another Saturday devoted to watching college football. Now back to the issue at hand - Should I buy I-Bonds now or later? I'm definitely buying some, since the higher rate, low risk, and 1-year minimum hold time matches my Mid-Term … [Read the rest]

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