My Money Blog

Presidential Bank Checking and Savings now at 4.0% and 4.12% APY

Posted on September 26, 2005 // Leave a Comment

I knew Presidential Bank would step it up. I have the majority of my cash at there, and kept it there even in the wake of Emigrant Direct's recent 4.0% APY interest rate. Presidential Bank's Internet Checking Plus Account [review] now pays 4.0% APY … [Read the rest]

Get 5% back on Dining Out, Bookstore, Utilities, and More

Posted on September 26, 2005 // 3 Comments

While I'm still happy with the three main credit cards that I use for rewards, I just noticed that Citibank has come out with two new cards with good rewards: Citi mtvU Platinum Visa Card - 5 ThankYou Points per $1 spent on restaurants, … [Read the rest]

Carnival Time

Posted on September 26, 2005 // Leave a Comment

This week's Carnival of Personal Finance and the new(ish?) Carnival of Debt Reduction are up. Lot of stuff to digest, check 'em out over the week like I do. … [Read the rest]

Millionaire Next Door Author Part of Get-Rich-Quick Seminar

Posted on September 25, 2005 // 12 Comments

I just got an invitation in the mail to a "special VIP guest" at something called the American Training Conference, where I get the chance to be trained by 5 of the wealthiest self-made multi-millionaires in the country and learn their secrets. And … [Read the rest]

Thrift Store Shopping For Fun and Profit… or maybe just Fun

Posted on September 24, 2005 // 5 Comments

My wife and I were at Goodwill today looking for some Halloween costume ideas (she rejected Slutty Nurse - go figure). I came across this old Kodak camera from the 1900s for $20. I'm no shutterbug, but it looked really cool and I thought it would be … [Read the rest]

Investor Beware: Pac Equities = Scam

Posted on September 23, 2005 // 9 Comments

Back in May I blogged about Pac Equities, a 'Private Equity Funding' establishment who supposedly did high interest loans to non-traditional real estate transactions and offered 10% interest on your money. Every commenter told me to stay far, far … [Read the rest]

Capital One 360 now at 0.75% APY

Posted on September 22, 2005 // 7 Comments

Capital One 360 is now showing 0.75% APY on their site. Hmm... a rather weak reply to Emigrant Direct's jump to 4.0% APY if you ask me. Still, the beauty of these accounts is that you can transfer money between them as you'd like. Although I'm sure … [Read the rest]

How To Convert Your Paper Savings Bonds to Electronic Format

Posted on September 22, 2005 // 9 Comments

I've got some U.S. Savings Bonds from back when you could buy them with no fees with a credit card and earn cash-back rewards. Unfortunately that ended in 2003. But I still have these paper bonds worth over $5,000, just asking to be misplaced or … [Read the rest]

ex24.com Now Charges Sell Commission

Posted on September 22, 2005 // Leave a Comment

If you got in on the free iPod shuffle offer or the $24 ex24.com referral bonus offer, be aware that as of 9/30 ex24.com has changed their commission schedule so that it actually costs money to sell your share of stock. Before it was free. I … [Read the rest]

Fill Up Your Gas Tank Now

Posted on September 21, 2005 // 5 Comments

Not to be insensitive (I'm a native Texan), but if you've got a car with a big gas tank I'd fill it up now in case Hurricane Rita also makes a direct hit. $3 gas may sound like a good deal shortly. Various reports even mention the possiblity of $5 … [Read the rest]

Capital One 360 to Emigrant Direct One-Step Transfer Confirmed

Posted on September 20, 2005 // 5 Comments

After linking Capital One 360 and Emigrant Direct directly, I just checked and my $5 test transfer from ING -> Emigrant over the weekend just posted to Emigrant today, so it is officially possible to move your money from 3.30% to 4.00% with just a … [Read the rest]

Emigrant Direct now at 4.0% APY

Posted on September 20, 2005 // 4 Comments

Sweet. Emigrant Direct's American Dream Savings Account is now paying 4% APY [Info Page, Bank Review], up from 3.50% and leapfrogging basically everyone in the liquid online savings arena, including Presidential Bank's Premier Savings Account. And I … [Read the rest]