My Money Blog

Weekly Carnivals

Posted on December 20, 2005 // 1 Comment

This week's money-related Carnivals are up and running: Carnival of the Capitalists Carnival of Personal Finance #27 Carnival of Debt Reduction #14 Festival of Frugality #2 Carnival of Investing #1 … [Read the rest]

Got My First Client: I’m a Freelancer!

Posted on December 19, 2005 // 11 Comments

I was catching up with an old friend (being the holidays and all) who owns a small business, and he mentioned that he needed some website help. Nothing big, just registering a domain or two and putting up some basic websites. I told him I was … [Read the rest]

Please Let Me Speak To A Live Person

Posted on December 18, 2005 // 1 Comment

This just in from the Time = Money department. Paul English has collated and created a Phone Tree Cheat Sheet, designed to help you reach that elusive Customer Service Representative (CSR) that can answer one of the many questions that spring up … [Read the rest]

HSBC Direct Online Savings Review

Posted on December 17, 2005 // 73 Comments

Well, I've finally gotten full access to my HSBC Direct savings account. The process was a lot longer than I would've liked: Day 1 - I applied online where they asked the usual prying questions and did one of those Experian/Equifax identity … [Read the rest]

Side Jobs For Extra Income: Job Ideas

Posted on December 17, 2005 // 8 Comments

Ok, now that I've listed my previous college jobs, now to list some ideas for current college jobs. Suggestions are welcome. The key difference here is I'm not just looking to eat and score beer money. I want to "move forward", and get skills that … [Read the rest]

Side Jobs For Extra Income: Past College Jobs

Posted on December 16, 2005 // 14 Comments

Now that my classes are over for this term, I want to spend some time thinking about how to make some side money while going to school full-time. This got me thinking about jobs that I've done before when I was studying for undergraduate. There has … [Read the rest]

When Is It Worth It To Move Your Money?

Posted on December 16, 2005 // 12 Comments

Another good question spurned by fellow rate-chasers' comments. We now have a lot of competition in the high yield savings account arena. So, a good question asked is "When it worth it to move your money"? This is because there may be a gap in … [Read the rest]

HSBC Direct now at 4.25% APY

Posted on December 15, 2005 // 7 Comments

HSBC Online Banking is now paying 4.25% APY interest, leading all no-minimum no-fees savings accounts. I opened one recently and just got full online access to my bank account earlier this week, and I'll be putting up a review shortly. $25 opening … [Read the rest]

Credit Transfer Denied, But With Possible $100 Silver Lining

Posted on December 15, 2005 // Leave a Comment

So I asked if I could transfer my credit limit from my other Citi credit cards to my new Citibank Professional Card, as discussed previously. I got the same answer that other readers got - No, because it is considered a professional/business card. … [Read the rest]

Credit Limit Transfer Denied, But With Possible $100 Silver Lining

Posted on December 15, 2005 // 8 Comments

Switching to 6-Month Treasury Bills

Posted on December 14, 2005 // 14 Comments

My current 4-week T-Bill ladder has been working smoothly, with the money going in and out of the C of I so that I don't have to do anything but watch the interest add up. But, this week's T-Bill auction results gave a disappointing 3.63% rate, … [Read the rest]

Pet Insurance Revisited: Self-Insuring Update

Posted on December 13, 2005 // 8 Comments

A while ago I asked out loud "Is Pet Insurance Worth It?". My conclusion was no, so we started putting $20 a month into an ING sub-account instead. Well, we have a spaniel, and he got an ear infection. We ended up taking him to the vet today since … [Read the rest]