For your pecuniary perusal, this week's carnivals are up: Carnival of Personal Finance #26 Carnival of Debt Reduction #13 Festival of Frugality #1 … [Read the rest]
Saving Money With Cheaper Hobbies?
Posted on December 11, 2005 // 20 Comments
Another good frugal living tip I hear is to get cheaper hobbies. I know a lot of people with very expensive hobbies - Golf, Boats, ATVs, Gadgets, Photography, and Mountain Biking come to mind. Each of these involves pressure to buy the latest and … [Read the rest]
GMAC Bank paying 4.30% APY
Posted on December 10, 2005 // 27 Comments
As mentioned by readers. GMAC Bank MM Savings at 4.30% - FDIC Insured, $500 minimum to open and maintain to avoid fees, ATM Card, limited check writing. I don't have an account with them currently, let's hope others move to match. … [Read the rest]
Budget Results for November
Posted on December 9, 2005 // 1 Comment
As expected, since we hosted my family for Thanksgiving, we blew through the Dining and Groceries budget guidelines this month. It takes a bunch of food to keep 6 people fed for 6 days. We finally finished our ham and turkey leftovers though! … [Read the rest]
Sunrocket VoIP Phone Service Review
Posted on December 8, 2005 // 35 Comments
I replaced my landline telephone service and switched to SunRocket VoIP service back in February. I got a whole year of unlimited local and long distance, with tons of features, for $199 a year or $16.58 a month. Now that I've had it for 10 months, … [Read the rest]
Fun with Dick and Jane – Consumerism Comedy
Posted on December 7, 2005 // 5 Comments
Just saw a trailer for Fun with Dick and Jane, a new Jim Carrey movie hitting on how we are too obsessed with owning Stuff and "Keeping up with the Jones'". In this case the Jones' have a new voice-activated Benz, while Dick looks sadly at his mere … [Read the rest]
Confused?
Posted on December 7, 2005 // 7 Comments
I guess I've been leaving newer readers behind with all this talk about taking advantage of credit cards with 0% balance transfer offers. Sorry about that. Check out this old post: How to make money off of 0% APR balance transfers … [Read the rest]
Redistributing or Moving Credit Limits Between Credit Cards
Posted on December 7, 2005 // 18 Comments
Please also see my updated guide on How To Make Money From 0% APR Balance Transfers When you do one of these 0% balance transfer deals, you want the biggest limit you can get for a couple of reasons. 1) More free money. More borrowed money = … [Read the rest]
Recent Citi / Discover Credit Card Application Updates
Posted on December 6, 2005 // 8 Comments
Recently I gave into temptation and applied for two new credit cards with nice perks and no-fee balance transfers: the Citi Professional Card and the Discover Miles Card. I got approved for the Citi card right away and got a $9,000 credit limit. … [Read the rest]
Don’t Buy Checks From Your Bank
Posted on December 6, 2005 // 25 Comments
Bummer, I'm finally out of checks. I try to write as little checks as humanly possible and pay for everything with credit cards to get cash back, but still, things like rent, graduation gifts, giving to charity, gradually deplete my checkbook. Last … [Read the rest]
December 2005 Financial Status / Net Worth Update
Posted on December 5, 2005 // 9 Comments
Amazon’s Mechanical Turk: Bored Money
Posted on December 3, 2005 // 10 Comments
Amazon.com recently released a beta program called Mechanical Turk for using human intelligence to solve problems that are very difficult for computers to do. For example, you figure out the name of a band from the album cover, and you get paid 2 … [Read the rest]
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